We act as your financial coordinator and portfolio manager. Examples of typical services include:
- Creation of a retirement income plan to help you match resources with ongoing expenses
- Discretionary management of your investments, coordinated with your other income streams (pension, social security, rental income, business)
- Retirement plan consolidation (rollovers from 401k, 403b, IRA) to simplify account management and potentially reduce expenses
- Deciding when to draw social security or pensions
- Creation of a “retirement paycheck” from your investment portfolio and assistance with Required Minimum Distributions (RMDs) from retirement plans
- Review of your tax strategies, risk management through insurance, beneficiary designations, and various estate matters
- Rescue from expensive annuities through tax-deferred transfer to a no-load advisory annuity
- Coordination of your financial and estate matters as needed with other professionals (attorney, tax accountant)
Clients typically receive monthly account statements directly from the account custodian, confirmations of all transactions, quarterly performance statements from SecondHalf, and 24/7 online access to view their account(s) directly.