Category Archives: Long Term Care
With Premiums Increasing and a Major Carrier Exiting the Market, Should You Still Consider LTC Insurance?
On Nov. 11, insurance giant MetLife said it would sell no new long-term care (LTC) insurance policies after Dec. 30 though it would continue to service its 600,000 insured customers. The reason? “Financial challenges” in the long-term care insurance industry. … Continue reading
Save Money with Eldercare by Not Doing it Yourself
Long-term care services are complicated and expensive. Unfortunately, for the majority of Americans, eldercare is a do-it-yourself process. This approach is wrong. Using a geriatric care specialist or manager is the most cost effective and efficient way to provide help … Continue reading
Keeping Mom and Dad Safe at Home
Generally, elderly parents want to remain living in their own home. However, remaining in the home becomes a concern when children see their parents slowing down, perhaps even having trouble with handling stairs and doing general daily activities. Yet, with … Continue reading
Have Your Cake And Eat it Too, Sort Of
Most of us don’t like to think about the possibility that we may one day need long term care. And while the costs of long term care insurance can be discouraging, they pale in comparison to the truly expensive costs … Continue reading